Features

Ensure legal and tax compliance, save time, and reduce costs by paying your household employees legally. Let our payroll experts manage all your household tax and payroll needs efficiently.

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Benefits & Insurance

  • Offer Health insurance benefits
  • Offer 401K Plans
    Obtain Workers' Compensation Insurance

All-in-one Payroll & HR

  • Fast and simple payroll setup
  • Free direct deposit
    Access from anywhere online

Simplified Taxes

  • On-time, every time tax filings
  • Automated withholdings
    Year-end tax preparation included
How it works

Tailor-made for household employers

Calculations

Cosset will effortlessly calculate the appropriate withholding amount for each paycheck and the amount due to each government agency. We even keep track of any changes in these laws so that you don't have to.

Tax Returns

Cosset will keep track of all the tax deadlines and rules. We pay your taxes and file to the correct agencies with total accuracy, on time, every time, guaranteed.

PTO & Sick Leave Tracking

With a few clicks, you can customize your own PTO and Sick Leave policies. We'll keep track of the balances and even include them on the paystubs emailed to your employees.

Payments

Cosset will coordinate direct deposit from your account to your employee's account. Or you can do it yourself and write a check with the amounts we provide.

Bookkeeping

Cosset will maintain a digital library containing all of your tax and payroll documents. Plus, our modern interface makes managing and printing your records easy.

Employer Registration

If needed, Cosset will set you up as an employer with the IRS and obtain your EIN (federal employer identification number). We'll also get you registered and file new-hire paperwork with your state's agencies and any local municipalities.

Modern household tax & payroll software at a great price

Budget Payroll

Starting at
$49/mo
$588 annually
Get Started
  • Additional Employee: $10/mo
  • Fee for Year End Docs: Free
    Minimum Contract: None
    Prepare, file, remit your household taxes
    Standard payroll with direct deposit
    Employee onboarding

Managed Payroll

Starting at
$149/mo
$2,340 annually
Get Started
  • Additional Employee: $28/mo
    Fee for Year End Docs: Free
  • Minimum Contract: None
    Everything in Preferred membership
    Let Cosset manage & run your payroll for you

The most comprehensive household payroll service

Online access  anywhere for you and your employees
Free Direct Deposit & paper checks available to make payday easier
Electronic tax filings, filed on time, every time - 100% guaranteed
Set your payroll once and forget it
Easily make adjustments online at your convenience from anywhere
Tax withholdings are calculated for you automatically
Includes free Year-end tax service (Schedule-H, W-2, & W-3, 1099)
Pay W2 employees and 1099 contractors in one place
Workers' compensations, required in many states, available through Cosset payroll
Support team of certified payroll professionals, licensed insurance brokers, household employment experts, attorneys, and CPAs.
Unlimited support calls, emails, and live chats for you and your employees
Easy platform for your new hires to seamlessly self-onboard
Grant administrative rights to your estate manager to manage payroll
Bundled solution (Payroll, tax, insurance)
Health insurance plans offered through Cosset payroll
401k plans for household employees
Automated timekeeping for hourly employees
Integrated payroll, tax, and HR compliance
Free resources on household employers, including employment agreements, advice, and support

Ready to start?

Trust Cosset experts to handle your household tax & payroll needs!

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Free Consultation Available

Not quite ready to get started? Get a free, no-obligation consultation on your household, staffing, tax and payroll situation with a Cosset household employment expert.

+1 (888) 808-0183

Monday - Friday
‍6am - 7pm PT

Schedule a time to talk and we'll meet with you.

Chat with an expert during business hours.

Frequently Asked Questions

Do you generate pay stubs for my employee each pay period?
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Yes, we generate detailed pay stubs every payday, including current period details and year-to-date totals. These pay stubs are archived in your online account, allowing both you and your employee to access historical payroll records whenever needed.

What if the pay needs to change for one specific pay period?
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No problem. You can easily adjust payroll from your account. Our mobile-friendly online payroll manager tool allows you to preview and modify compensation details, including hours or gross wages. Any changes will generate a new pay stub instantly for your review and approval.

Do I have to remember to go to my online account every payday with my payroll information?
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No, we send a courtesy email reminder before each payroll deadline. The email includes gross wages and net pay for the period, along with a link to your online account in case you need to make any modifications. You can also choose to run your payroll automatically.

What if I had a payroll change that I forgot to report?
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No problem. Just reach out to us, and we'll correct the payroll by reconciling the difference on the next paycheck.

If I’m only supposed to pay the net amount each payday, what happens to the taxes?
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The difference between gross wages and net pay represents the employee’s tax withholdings. These withholdings remain in your bank account until they are due to the appropriate tax agency, at which point we remit the taxes along with the necessary employment tax returns.

If I choose Direct Deposit, how does the money get from my bank account to my employee’s bank account?
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We manage funds transfer via Electronic Funds Transfer (EFT). Once both your bank account and your employee’s bank account are set up for Direct Deposit, we initiate a debit transaction three business days before payday. The funds are then credited to your employee’s account on payday, eliminating the need for writing checks or making bank trips.

Can you show me how much in taxes I can expect Cosset to collect from me for the year?
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Yes, our dashboard features a Tax Calculator that provides this information. Simply input your employee's work hours or earnings per pay period to see the corresponding taxes for each pay period and the annual total. It also shows potential tax breaks you may be eligible for.

Do you prepare and file my employment tax returns?
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Yes, we prepare and file your household employment tax returns and remit the tax payments to the relevant tax agencies. We also prepare your Schedule H for attachment to your personal income tax return.

Do I get to preview the returns before they’re filed?
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Yes, before each state and federal tax return deadline, we prepare your tax returns, post them to your online account, and notify you via email. All your tax returns are archived in your online account for anytime access.

What taxes are remitted and how do you collect them from me?
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You only pay your employee the net pay amount each pay period, with tax withholdings remaining in your account. At the end of the tax period, we calculate the total taxes owed to federal and state agencies and provide you with advance notice of the amount due and the collection date. Ensure your account is funded at least one business day before the collection date, and we’ll handle the rest.

Can you help me understand and provide guidance on applicable labor laws?
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Yes, our expertise in household employment includes knowledge of unique and complex labor laws affecting families. Our service offers unlimited access to our team of experts for any questions or concerns, at no extra charge. We recommend contacting us during or after the hiring process to ensure your employment relationship is properly established, preventing expensive mistakes and providing peace of mind.

The last company I used didn’t help with government notices, and I wasted a lot of time. Do you help with this?
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Yes, we handle government notices as part of our service, saving you the frustration and time-consuming task of dealing with government agencies. Relax and let us take care of everything related to household employment.